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Refund Policy

Understand how cancellations and refunds are handled.

How Refunds Work

Insurance premiums are paid directly to the insurance carrier. If you cancel your policy, any eligible refund will be calculated and issued by the carrier in accordance with their specific cancellation and refund terms.

Administrative Fees

Any service or administrative fees charged by Insurance Plans Solutions Hub are generally non-refundable unless otherwise stated in writing at the time of your purchase.

How to Cancel a Policy

To cancel your policy, please submit a written cancellation request to our agency. We will process it with the insurance carrier on your behalf. Please be aware that most carriers apply either a short-rate or pro-rata method when calculating refunds upon cancellation.

Refund Timeline

Refund processing times vary by carrier and payment method. In most cases, you can expect to receive your refund within 10 to 30 business days from the date the cancellation is confirmed.

Last Updated: January 2025

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